Who qualifies for the Medicare GLP-1 Bridge?
Short answer: you need Medicare drug coverage plus one of three BMI-based tiers — BMI 35+, BMI 30+ with certain conditions, or BMI 27+ with certain other conditions. And if you have type 2 diabetes, moderate-to-severe sleep apnea, or MASH, you follow a different coverage path entirely.
Last verified against CMS: July 21, 2026
First requirement: Medicare drug coverage
You must be enrolled in Medicare drug coverage — a standalone Part D plan or a Medicare Advantage plan with drug coverage (MA-PD). The Bridge works alongside any such plan; no plan switch is needed.
The three eligibility tiers
Tier 1: BMI 35+
No additional conditions required.
Tier 2: BMI 30+
Plus at least one of: chronic kidney disease (stage 3a or higher), heart failure, or high blood pressure that medication hasn’t controlled.
Tier 3: BMI 27+
Plus at least one of: prediabetes, a previous heart attack or stroke, or symptomatic peripheral artery disease.
The three conditions that route you elsewhere
These do not mean “no coverage” — they mean Medicare already covers GLP-1s for your condition under standard Part D, which has different (often better) cost rules: Extra Help applies and payments count toward the annual out-of-pocket cap.
- Type 2 diabetes — GLP-1s like Ozempic and Mounjaro are covered as diabetes treatment.
- Moderate-to-severe obstructive sleep apnea — Zepbound carries an OSA indication. (Mild sleep apnea does not route you out of the Bridge.)
- MASH (noncirrhotic, with fibrosis) — covered under its own indication.
How eligibility is actually decided
Not by you, and not by this site: your prescriber submits a prior authorization to the program’s central processor (administered by Humana) documenting your BMI and any qualifying condition. Our checker mirrors the published criteria so you know what to expect before the appointment.
Take the 2-minute eligibility check →
Deep dives: every tier, condition, and threshold
By qualifying condition
Routed to a different path
Ready to move? How to apply, step by step.
Sources: CMS — Medicare GLP-1 Bridge · KFF · AARP